Komatsu Astra Finance

Komatsu Astra Finance (KAF) is a financing company dedicated to supporting the sales of Komatsu heavy equipment in Indonesia. Comprehensive financial solutions are provided to meet customers' investment needs through financial lease and sale-and-lease-back facilities.

Since 2021, KAF has also introduced an innovative financing product called spare part financing, or financing for heavy equipment support products, known as the SHEFIA (Support Heavy Equipment Financing) program. The SHEFIA program is implemented in collaboration with various partners as an after-sales service option to support the maintenance of customers' investment assets and has demonstrated strong performance growth.

As part of its commitment to expanding financing solutions for customers, KAF continuously strives to maintain a healthy asset quality by acquiring new financing while adhering to a prudent credit analysis process and a comprehensive risk assessment approach.