FIFGROUP

FIFGROUP implements a business model built on business partnerships while also continuously creating innovations for product and service network.

FIFGROUP offers a large selection of financial solutions to suit customers’ needs and preferences with the flexibility of conventional and shariah schemes. FIFGROUP develops its business by operating 5 core business lines based on product offerings as follows:

• FIFASTRA: motorcycle financing product, which represents the majority of FIFGROUP’s business portfolio, covering financing for ownership of new Honda motorcycles. Under this business arrangement, FIFASTRA becomes an integral unit in the motorcycle business value chain through synergistic partnership with Astra Honda Motor as principal, main dealer and Honda motorcycle dealer network as strategy partners;

• DANASTRA: multi-purpose financing with collateral requirement;

• SPEKTRA: multi-product financing that provides financial support for a series of purchase transactions, including electronics, household appliances, furniture, gadgets and other lifestyle products;

• AMITRA: shariah platform focused on financing support for religious tours (hajj and umrah).

• FINATRA: FIFGROUP’s new business portfolio launched in 2022 to provide productive micro credit as a solution for MSMEs in developing business.